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Mortgage Privacy Notice
FACTS WHAT DOES IBERIABANK d/b/a IBERIABANK Mortgage DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?

All financial companies need to share Customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons IBERIABANK d/b/a IBERIABANK Mortgage Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does IBERIABANK d/b/a IBERIABANK Mortgage Share? Can you limit this sharing?

For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes-
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes-
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For our non-affiliates to market to you

Yes

Yes

To limit our sharing  
To limit our sharing

Call (800) 662-0103 our menu will prompt you through your choice(s) or 

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.

When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (800) 662-0103 

Who we are:
Who is providing this notice?

IBERIABANK d/b/a IBERIABANK Mortgage.

What we do:
How does IBERIABANK d/b/a IBERIABANK Mortgage protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does IBERIABANK d/b/a IBERIABANK Mortgage collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or give us your income information
  • provide employment information
  • give us your employment history
  • give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. Your choice(s) will apply to everyone on your account.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choice(s)will apply to everyone on your account.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies such as our bank, mortgage companies, insurance companies, and securities brokerages.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Non-affiliates we share with can include mortgage companies, insurance companies, direct marketing companies, and nonprofit organizations
Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include reputable companies such as credit card issuers and insurance companies for the purpose of informing you about products and/or services they offer.
Other Important Information
State laws and individual companies may give you additional rights to limit sharing.
Please consult your state laws regarding information sharing.