Credit Cards

Personal
Credit Card Options

We have a credit card that is right for you.

Visa® Classic

This all-purpose credit card provides our lowest interest rate with no annual fee. Use worldwide anywhere Visa is accepted, and enjoy premium card enhancements.

Cardholder Agreement

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Visa® Platinum

What does Platinum with IBERIABANK get you? A premier credit card with a valuable reward program along with our low, competitive rates.

Cardholder Agreement

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Visa® Signature

Competitive rates, premium rewards, enhanced benefits and much more. Plus, Visa Signature Concierge Service can help plan the perfect weekend getaway.

Cardholder Agreement

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Annual Percentage Rates (APR)
Intro Purchase APR 0.00% for 12 months
After that your assigned purchase rate will apply1
0.00% for 12 months
After that your assigned purchase rate will apply1
N/A
Intro Balance Transfer APR 1.99% for 6 billing cycles
After that your assigned purchase rate will apply2
1.99% for 6 billing cycles
After that your assigned purchase rate will apply2
1.99% for 6 billing cycles
After that your assigned purchase rate will apply2
Purchase APR 13.99%, 18.99% or 23.99%3
14.99%, 19.99% or 23.99%3
12.99%, 16.99% or 20.99%3
Balance Transfer APR 13.99%, 18.99% or 23.99%4
14.99%, 19.99% or 23.99%4
12.99%, 16.99% or 20.99%4
Cash Advances APR 24.99%5
24.99%5
24.99%5
Card Benefits
Shopping Bonus and Rewards N/A

Earn 5,000 bonus points with your first purchase.

1 point for each $1 spent in qualifying purchases.

Earn up to 30,000 in bonus points in year 1 and 20,000 thereafter. Get 10,000 Bonus Points with $3,000 in purchases within the first 90 days. Get 10,000 additional Bonus Points with each $25,000 in purchases, up to $50,000 annually.

1 point for each $1 spent in qualifying purchases.

Auto Rental Collision Damage Waiver and Roadside Dispatch Option Included Option Included Option Included
Lost Luggage Reimbursement N/A N/A Option Included
Travel Accident Insurance N/A Option Included Option Included
Purchase Security N/A N/A Option Included
Cell Phone Protection Replacement N/A N/A Option Included
Visa Concierge Service N/A N/A Option Included
Visa Zero Liability6 Option Included Option Included Option Included
Fees
Annual Fee $0 $0 $99
Balance Transfer Fee 2% of the transfer amount 2% of the transfer amount 2% of the transfer amount
Cash Advance Fee 5% ($5.00 minimum fee and a $100 maximum fee) 5% ($5.00 minimum fee and a $100 maximum fee) 5% ($5.00 minimum fee and a $100 maximum fee)
Late Payment Fee Up to $37 Up to $37 Up to $37
Foreign Transaction Fee 2% of each transaction in US dollars 2% of each transaction in US dollars N/A

Visa® Secure Credit Card

Looking for a credit card option to build or rebuild your credit? 

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