Checking Accounts

Freedom Checking

It's our most popular checking account for a reason.

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Overview

Most popular • Free Visa® Debit Card •  $50 minimum deposit to open 

Why Freedom Checking?

Freedom Checking is our most popular account because it gives you everything you need for daily money management. Packed full of complimentary features like Mobile and Online Banking, this account offers the convenience your life demands. Enjoy low opening and monthly balance requirements and easy ways to waive the monthly service charge. 

Featured Perks

 

Plus, even more complimentary services.

Visa® Debit Card

Accepted at Millions of Merchant Locations

 

Make fast, secure purchases, pay bills and monitor transactions and statements—all with our no annual fee Visa® Debit Card.

We have your back

Get protection from unauthorized purchases with Visa's Zero Liability policy.*

Hundreds of ATMs available

IBERIABANK ATMs feature touchscreen technology and the ability to deposit multiple checks envelope free.

Find an ATM

Common Fees

Monthly Fee Waived If...

  • Maintain a minimum daily balance of $1,000 or more
  • Or, combined monthly direct deposits of $500 or more
  • Or, you are a student with e-statements*
  • Or, you are a small business owner* and have an IBERIABANK small business checking account

Our IBERIABANK ATM Fees

$0 for using an IBERIABANK ATM to complete a transaction.

Non-IBERIABANK ATMs

$2 per transaction.

(Note: Additional fees from the ATM owner still apply)

Overdraft Fees

$35 per item per presentment (maximum of 6 per day)

Note:
Overdraft (Paid) Item Fee applies to overdrafts created by checks, in person withdrawals, ATM withdrawals or other electronic means. This fee will be assessed for ATM and normal, everyday debit card transaction only if you opt-in for this service. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your overdraft limit or if the account isn't handled as agreed and reserve the right not to pay for any reason. 

No Overdraft Paid Item Fee will be assessed if at the end of the business day, your account is overdrawn by $5 or less after all transactions have posted.

Where will you bank?

We're Mobile!

Download our online banking app.

 

Visit the App Store or Google Play today.

Make it a package deal

Open a Statement Savings Account

Start Saving