Why Classic Checking?
Designed exclusively for our clients age 55 or better, this account is easy to open and easy to maintain. With this account, you receive the perks you deserve, like discounted checks and safe deposit box rental, foreign ATM usage fee waiver, and low daily minimum balance requirements.
- Discount on select check styles
- 10% Safe Deposit Box discount with auto draft
- Overdraft Protection Options
- Free Visa® Debit Card with no annual fee
- Free Online Banking with Bill Pay
- Free Mobile and Text Banking
- Free e-Statements and e-Notices
- Free Email Alerts
Plus. even more complimentary services.
We have your back
Get protection from unauthorized purchases with Visa's Zero Liability policy.*
Monthly $8 Fee Waived If...
- You maintain a minimum daily balance of $100 or more
- OR Have combined balance of $5,000 in your personal: checking, money market or savings account
- OR You are a small business owner and have an IBERIABANK small business checking account*
Our IBERIABANK ATM Fees
$0 for using an IBERIABANK ATM to complete a transaction.
IBERIABANK foreign ATM usage fee is waived (limit 2 per statement cycle).
(Note: Additional fees from the ATM owner still apply)
$35 per item per presentment (maximum of 6 per day)
Overdraft (Paid) Item Fee applies to overdrafts created by checks, in person withdrawals, ATM withdrawals or other electronic means. This fee will be assessed for ATM and normal, everyday debit card transaction only if you opt-in for this service. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your overdraft limit or if the account isn't handled as agreed and reserve the right not to pay for any reason.
No Overdraft Paid Item Fee will be assessed if at the end of the business day, your account is overdrawn by $5 or less after all transactions have posted.