Checking Accounts

Classic Checking

A banking relationship for clients age 55 and better.

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Age 55+ • Low daily minimum balance requirements  • $100 minimum deposit to open

Why Classic Checking?

Designed exclusively for our clients age 55 or better, this account is easy to open and easy to maintain. With this account, you receive the perks you deserve, like discounted checks and safe deposit box rental, foreign ATM usage fee waiver, and low daily minimum balance requirements.

Featured Perks

Plus. even more complimentary services.

Visa® Debit Card

Accepted at Millions of Merchant Locations


Make fast, secure purchases, pay bills and monitor transactions and statements—all with our no annual fee Visa® Debit Card.

We have your back

Get protection from unauthorized purchases with Visa's Zero Liability policy.*

Hundreds of ATMs available

IBERIABANK ATMs feature touchscreen technology and the ability to deposit multiple checks envelope free.

Find an ATM

Where will you bank?

We're Mobile!

Download our online banking app.


Visit the App Store or Google Play today.

Make it a package deal

Sign up for a Statement Savings Account

Start Saving

Common Fees

Monthly $8 Fee Waived If...

  • You maintain a minimum daily balance of $100 or more
  • OR Have combined balance of $5,000 in your personal: checking, money market or savings account
  • OR You are a small business owner and have an IBERIABANK small business checking account*


$0 for using an IBERIABANK ATM to complete a transaction.


IBERIABANK foreign ATM usage fee is waived (limit 2 per statement cycle).

(Note: Additional fees from the ATM owner still apply)

Overdraft Fees

$35 per item per presentment (maximum of 6 per day)

Overdraft (Paid) Item Fee applies to overdrafts created by checks, in person withdrawals, ATM withdrawals or other electronic means. This fee will be assessed for ATM and normal, everyday debit card transaction only if you opt-in for this service. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your overdraft limit or if the account isn't handled as agreed and reserve the right not to pay for any reason. 

No Overdraft Paid Item Fee will be assessed if at the end of the business day, your account is overdrawn by $5 or less after all transactions have posted.