Checking Accounts

Let us find the perfect account for you

Do you maintain a monthly checking balance of $5,000 or more?

YesNot Yet

Are you age 55 or older?

No Yes

We recommend High Interest Checking for you.

We recommend Classic Checking for you.

We recommend Freedom Checking for you.

Freedom

Checking

A checking account that gives you everything you need with the convenience your life demands.

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Classic

Checking

A banking relationship for clients age 55 and better.

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High Interest

Checking

Enjoy our premium checking account with preferred rates when you maintain higher balances.

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Services & FeaturesAdditional Features & Services
Minimum deposit to open account $50 $100 $100
Earns Interest  -  - Option Included
Minimum to Earn Interest - - $5,000
Visa® Debit Card Option Included Option Included Option Included
Checks Orders* Charge depends on style Discount on select styles No charge for select styles
Overdraft Protection Options Option Included Option Included Option Included
Waived Foreign ATM Usage Fee  -  Limit 2 per statement cycle  
Discounted Safe Deposit Box - 10% discount with auto draft. Primary account holder age 55 or older No charge for the first year; 50% discount for each year thereafter with auto draft
Free Official/Cashier Checks (limit 5) - - Option Included
Free Stop Payments (limit 5) - - Option Included
Online & MobileComplimentary Online Services
Online Banking & Bill Pay Option Included Option Included Option Included
Email Alerts Option Included Option Included Option Included
Mobile & Text Banking Option Included Option Included Option Included
Mobile Deposit Capture Option Included Option Included Option Included
e-Statements Option Included Option Included Option Included
Bank to Bank Transfers Option Included Option Included Option Included
Monthly FeesPayments & Interest
Monthly Service Charge 

$8 with e-Statements

or $10 with Paper Statements

$8 $20
Easy Ways to Avoid Monthly Charges

Maintain a daily minimum balance of $1,000 or more;

Or, maintain $500 total direct deposits per statement cycle;

Or, you are a student with eStatements*;

Or, you are a small business owner and have an IBERIABANK business checking account*

Maintain a daily minimum balance of $100 or more;

Or, maintain a combined average collected balance of $5,000 or more per statement cycle in your personal checking, savings or money market accounts;

Or, you are a small business owner and have an IBERIABANK business checking account*

Maintain an average collected monthly checking balance of $5,000 or more per monthly statement cycle;

Or, maintain a combined average collected balance of $25,000 or more per statement cycle in your personal deposit accounts;

Or maintain an outstanding principal balance of $25,000 in your personal loan accounts;

Or, you are a small business owner and have an IBERIABANK business checking account*