Checking Accounts

Freedom Checking

It's our most popular checking account for a reason.

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Why Freedom Checking?

Freedom Checking is our most popular account because it gives you everything you need for daily money management. Packed full of complimentary features like Mobile and Online Banking, this account offers the convenience your life demands. Enjoy low opening and monthly balance requirements and easy ways to waive the monthly service charge. 

Featured Perks


Plus, even more complimentary services.

Visa® Debit Card

Accepted at Millions of Merchant Locations


Make fast, secure purchases, pay bills and monitor transactions and statements—all with our no annual fee Visa® Debit Card.

We have your back

Get protection from unauthorized purchases with Visa's Zero Liability policy.*

Hundreds of ATMs available

IBERIABANK ATMs feature touchscreen technology and the ability to deposit multiple checks envelope free.

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Finance a Home

Buying or refinancing?
We have solutions.
You have options.

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Mobile Banking

With Mobile Banking, you can bank wherever life takes you.

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Common Fees

Monthly Fee Waived If...

  • Maintain a minimum daily balance of $1,000 or more
  • Or, combined monthly direct deposits of $500 or more
  • Or, you are a student with e-statements*
  • Or, you are a small business owner* and have an IBERIABANK small business checking account


$0 for using an IBERIABANK ATM to complete a transaction.


$2 per transaction.

(Note: Additional fees from the ATM owner still apply)

Overdraft Fees

$35 per item per presentment (maximum of 6 per day)

Overdraft (Paid) Item Fee applies to overdrafts created by checks, in person withdrawals, ATM withdrawals or other electronic means. This fee will be assessed for ATM and normal, everyday debit card transaction only if you opt-in for this service. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your overdraft limit or if the account isn't handled as agreed and reserve the right not to pay for any reason. 

No Overdraft Paid Item Fee will be assessed if at the end of the business day, your account is overdrawn by $5 or less after all transactions have posted.