Google+ Checking Account - Open Checking Account Online | IBERIABANK Google+

Personal Checking Accounts

Need help selecting the account for you? Click here.

Call Us

Have a question about our products? Call Us at 1-888-777-7145

Schedule an
AccountElite CheckingHigh Interest CheckingFreedom CheckingClassic Checking
DescriptionElite Checking offers our standard account features like free online banking and bill pay but also rewards high balance customers with additional benefits and features.IBERIABANK High Interest Checking is a high interest checking account features PREFERRED RATES when you maintain higher balances.IBERIABANK Freedom Checking is a convenient personal checking account for banking made simple.IBERIABANK Classic checking is a relationship account that is tailored to our clients age 55+.
Minimum Opening Deposit$100$100$50 $100
Complimentary Services
Visa® debit card‡YesYesYesYes
Online Banking & Bill PayYesYesYesYes
Bank to Bank TransfersYesYesYesYes
Online Check ImagesYesYesYesYes
Email AlertsYesYesYesYes
Mobile & Text Banking*YesYesYesYes
Mobile Deposit Capture*YesYesYesYes
ATM Check Image DepositYesYesYesYes
e-Statements & e-NoticesYesYesYesYes
Official/Cashier Checks - limit 5YesYes
Stop Payments - limit 5YesYes
Additional Features
Unlimited Checking Writing With No Per Item FeeYesYesYesYes
Earns Competitive InterestYesYesNoNo
Discounted Safe Deposit BoxFREE!No charge for the first year; 50% discount for each year thereafter with auto draftNo10% discount with auto draft
Relationship Rate on Standard CDsYesYesNoNo
Foreign ATM Surcharge CreditsYesYesNoNo
Foreign ATM Usage Fee is WaivedYesYesNoYes
Checks OrdersNo charge for select check stylesNo charge for select check stylesCharge depends on check style Discount on select check styles
Monthly Service Charge$25 (if minimum bal. not met)$20$8 e-Statements or $10 Paper Statements$8
No Monthly Service Charge IfMaintain a combined monthly average balance of $250,000 or more in your personal checking, savings or money market accounts

Maintain an average monthly balance of $5,000 or more


combined monthly average collected balance of $25,000 in any personal deposit account


an outstanding principal balance of $25,000 in any personal loan accounts


you are a small business owner and have an IBERIABANK small business checking account
Maintain a daily minimum balance of $1,000


Combined monthly direct deposits of $500+ 


You are a student±


You are a small business owner and have an IBERIABANK small business checking account±
Maintain a daily minimum balance of $100


With combined deposit balances of $5,000 in personal checking, savings and money market 


You are a small business owner and have an IBERIABANK small business checking account±
Minimum to earn interest$.01$5,000NoNo

± Selected services are not available in all states or locations. Additional features are provided at the client's request. Credit products require standard credit approval.

*Mobile and Text Banking services require enrollment in IBERIABANK Online Banking. Mobile carrier's text messaging and web access charges may apply. Mobile Deposit Limitations: Clients enrolled in Online Banking greater than six months - $2,500/day (up to 10 items) and $5,000/month (up to 30 items); Clients enrolled in Online Banking greater than 30 days and less than six months - $1,000/day (up to 10 items) and $3,000/month (up to 20 items).

To qualify as a student (proof of current student status required at account opening), student must be less than 24 years old, be primary on the account and must enroll and receive e-Statements. Student status will be automatically adjusted to non-student status upon the account holder's 24th birth date.

Small Business owners with an open status IBERIABANK business type checking account, qualify for two personal checking accounts with no monthly service charge. The Small Business owner must be primary on the personal account.

High Interest Checking Account: Available to consumer accounts only; Service charge waiver balance calculation: deposit accounts use monthly/statement cycle average collected balance and loan accounts use the outstanding principal balance. One box of personal select checks per order at no charge (no shipping or handling fee); discount applies to licensed brand checks. Receive foreign ATM surcharge credits up to $15 per monthly statement.

Classic Checking: IBERIABANK foreign ATM usage is waived (Up to two per month per account)