Savings & CDs

Health Savings Account

A great solution to rising health care costs.


Set aside funds on a pre-tax or tax-deductible basis to pay for routine medical healthcare, such as office visits, prescription drugs, and other medical expenses.

Why a Health Savings Account?

You can withdraw money from a HSA tax-free if the money is used to pay qualified medical expenses as permitted under federal tax law.

Featured Perks:

  • Earns interest
  • Tax-deductible contributions*
  • $1,000 minimum daily balance required to avoid $2.50 monthly service charge
  • Lower insurance premiums
  • $50 minimum deposit to open
  • Free Visa® Debit Card with no annual fee


  • Must be covered under a qualified, high deductible health plan (HDHP)
  • Cannot be claimed as a dependent on another person’s tax return
  • Cannot be enrolled in Medicare


Contribution Limits

Contribution limits are set by the IRS. 2016 contribution limits are:
  • $3,350 for a single person
  • $6,750 for a family
  • A person age 55 or older may make an additional $1,000 in “catch-up” contributions

Where will you bank?

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