Checking Accounts

Let's find the perfect account for you

Will your business have more than 500 items each month?

Yes No

Will your business accept credit or debit cards for payment?
Or does your business want the ability to deposit checks from your office?

Yes No

Are you seeking an interest bearing account for your business?

Yes No

We recommend Free Business Checking for you.

(If you occasionally exceed 500 items monthly,
consider Business Checking Plus.)

We recommend Advanced Business Checking for you.

(If you only occasionally exceed 500 items monthly,
consider Business Checking Plus.)

We recommend Choice Business Checking for you.

We recommend Business Interest Checking for you.

Free Business Checking

Ideal for small businesses with limited transaction volume.

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Business Checking Plus

Perfect for businesses that occasionally exceed 500 items monthly.

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Choice Business Checking

Perfect for growing businesses that want Remote Deposit Capture or Merchant Processing.†

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Advanced Business Checking

Great for businesses with large transaction volume.

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Business Interest Checking

Clients seeking competitive interest rates paid on their balance.

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Services & FeaturesAdditional Features & Services
Minimum deposit to open account $100 $100 $100 $100 $100
Earnings credit N/A N/A N/A Option Included N/A
Earns interest N/A N/A N/A N/A Option Included
Items allowed 500* 500 500 $.20 per item 300
Additional per item fee No fee, however accounts will be converted to Business Checking Plus if client exceeds 500 items over 2 statement cycles $.50 per item $.50 per item N/A $.50 per item
Currency deposited allowed $10,000 per statement cycle, however accounts will be converted to Business Checking Plus if client exceeds $10,000 deposited over 2 statement cycles. Excludes bulk coin processing $10,000 per statement cycle $10,000 per statement cycle $10,000 per statement cycle $10,000 per statement cycle
Additional currency deposited fee N/A $1.75 per additional $1,000 $1.75 per additional $1,000 $1.50 per additional $1,000 $1.75 per additional $1,000
Services & FeaturesComplimentary Services
Two personal checking accounts with service charges waived for small business owner Option Included Option Included Option Included Option Included Option Included
Visa® Debit Card with no annual fee Option Included Option Included Option Included Option Included Option Included
Online Banking & Bill Pay Option Included Option Included Option Included Option Included Option Included
Mobile & Text Banking Option Included Option Included Option Included Option Included Option Included
e-Statements and e-Notices Option Included Option Included Option Included Option Included Option Included
Monthly FeesPayments & Interest
Monthly Service Charge  Free! Free! $25 $15 $10
Easy Ways to Avoid Monthly Charges

No monthly service charge

No monthly service charge

Maintain a $25,000 minimum daily balance

OR

Maintain $50,000 combined minimum balances with IBERIABANK‡

Earnings Credit Rate may offset monthly service charge

Maintain a $10,000 daily minimum balance