Checking Accounts

Let's find the perfect account for you

Will your business have more than 500 items each month?

Yes No

Does your business need advanced Treasury Management Solutions?

Yes No

Are you seeking an interest bearing account for your business?

Yes No

We recommend Free Business Checking for you.

(If you occasionally exceed 500 items monthly,
consider Business Checking Plus.)

We recommend Commercial Checking with Analysis for you.

We recommend Choice Business Checking or
Preferred Business Checking
for you.

We recommend Business Interest Checking for you.

Free Business
Checking

Ideal for small businesses with limited transaction volume.

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Business Interest
Checking

Businesses seeking competitive interest rates paid on their balance.

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Choice Business
Checking

Perfect for growing businesses that want remote deposit capture or merchant processing.†

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Preferred Business
Checking

For businesses with limited transaction volume and basic cash management needs.

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Commercial
Checking with Analysis

For businesses with higher transaction volume and more complex cash management needs. 

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Services & FeaturesAdditional Features & Services
Minimum deposit to open account $100 $100 $100

For our cash management services, we recommend you schedule an appointment so we can build the best solution for your business. 

Contact us.

For our cash management services, we recommend you schedule an appointment so we can build the best solution for your business. 

Contact us.

Earnings credit N/A N/A N/A    
Earns interest N/A Option Included N/A    
Items allowed 500* 300 500    
Additional per item fee No fee, however accounts will be converted to Business Checking Plus if client exceeds 500 items over 2 statement cycles* $.50 per item $.50 per item    
Currency deposited allowed $10,000 per statement cycle, however accounts will be converted to Business Checking Plus if client exceeds $10,000 deposited over 2 statement cycles. Excludes bulk coin processing* $10,000 per statement cycle $10,000 per statement cycle    
Additional currency deposited fee N/A $2.00 per additional $1,000 $2.00 per additional $1,000    
Services & FeaturesComplimentary Services
Two personal checking accounts with service charges waived for small business owner Option Included Option Included Option Included    
Visa® Debit Card with no annual fee Option Included Option Included Option Included    
Online Banking & Bill Pay Option Included Option Included Option Included    
Mobile & Text Banking Option Included Option Included Option Included    
e-Statements and e-Notices Option Included Option Included Option Included    
Monthly FeesPayments & Interest
Monthly Service Charge  Free! $10 $25    
Easy Ways to Avoid Monthly Charges

No monthly service charge

Maintain a $10,000 daily minimum balance

Maintain a $25,000
minimum daily
balance, OR
Maintain $50,000 combined
minimum balances with
IBERIABANK