Business Loans*

We offer commercial lending solutions that can help your business succeed.

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Business Term Loan

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Operating Lines of CRedit

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Real Estate Loans

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SBA Loans

  • Business Term Loan
    Get the funds you need to run your business right, with flexible terms to fit your short-term or long-term outlook. You know best what your company needs to succeed; we're here to help you make it happen.


    Purchase new equipment, trade in the company car, or create breathing room to explore new opportunities. We offer several rate options to best suit your situation.


    Business Term Loan Features:
    • Competitive rates
    • Flexible terms to keep up with your company
    • Perfect to cover foreseeable operating expenses
    • Upgrade machinery
    • Purchase new equipment
    • Company vehicle purchases
    • Local decision-making
    • Personal, professional service
  • Operating Lines of Credit
    Spring to action as unexpected opportunities unfold or cover unexpected expenses, while still retaining working capital. A line of credit lets you handle your business in real-time, no need to re-apply to re-access funding.


    Write a check from your line of credit for fast, easy access to your funds. Plus, pay interest only on what you use.


    Operating Lines of Credit Features:
    • Competitive rates
    • Pay interest only on funds spent
    • Access funds by writing a check from your line of credit
    • No re-application required to re-access funds
    • Capitalize on opportunities and cover unexpected expenses
    • Local decision-making
    • Small business lines of credit available
    • Personal, professional service
  • Real Estate Loans
    Expand your enterprise to new horizons, without cutting back on costs to make room. An IBERIABANK commercial real estate loan is secured by your existing real estate. So you can take the next logical step in growing your business.


    Get a competitive rate to maintain your competitive edge in the short-term, while setting your business up for long-term success.


    Real Estate Loans features:
    • Competitive rates
    • Rate based on the value of your current real estate
    • Use funds to expand your business
    • Upgrade office space
    • Diversify offerings or increase capabilities
    • Stimulate your company's growth
    • Flexible terms to keep up with your company
    • Local decision-making
    • Personal, professional service
  • SBA 504 provided by Mercantile Capital Corporation

    The decision to purchase commercial property is a big one for every small business owner and there are lots of options to consider when it comes to choosing the right financing for your project. Through our partnership with Mercantile Capital Corporation, a wholly-owned subsidiary of IBERIABANK, our SBA 504 specialists make owning real estate a reality for many small businesses that may not otherwise get financing. Business owners can use excess capital and increased cash flow to concentrate on growing their businesses instead of putting it into their real estate. 

    SBA 504 Loan Features:

    • Ninety-percent (90%) Loan-to-Cost Financing
    • Long-Term, Below-Market, Fixed Interest Rates
    • Longer Loan Amortizations
    • No Balloon Payments, Calls or Covenants
    • Close within 30 Days
    • Specialists Make the Process Simple
    • Assumable Loans
    • No Disruption of Existing Banking Relationships

    Learn More About Mercantile and the SBA 504 Loan

  • SBA 7(a)

    Our devoted team of SBA 7(a) experts can help close the Small Business Administration’s most common loan program. With an SBA loan, proceeds may be used for the purchase of the following:

    • Stock
    • Real estate and improvements
    • Machinery and equipment
    • Inventory
    • Working capital
    • Refinance or consolidation of business debt
    • Closing costs


Visa Business Credit Card

Simplify your business purchases with a Visa Business Credit Card.

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Where will you bank?

Free Business Checking

Ideal for small businesses with limited transaction volume.

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