Business BankingFree Business
No minimum balance, no monthly service charge and
provides up to 500 transaction items per statement cycle.*
Free Business Checking
Ideal for small businesses with limited transaction volume. A hassle-free account with lots of flexibility. No minimum balance. No monthly service charges.
Business Interest Checking
Maintain higher balances and low monthly transactions? This interest-earning account is designed for you.
Choice Business Checking
This account provides solutions for business who accepts credit/ debit card payments and the ability to deposit checks from their office.
Preferred Business Checking
For businesses with limited transaction volume and basic cash management needs.
Commercial Checking with Analysis
For businesses with higher transaction volume and more complex cash management needs.
Business Term Loans
Get the funds you need to run your business right, with flexible terms to fit your short-term or long-term outlook. You know best what your company needs to succeed; we're here to help you make it happen.
Purchase new equipment, trade in the company car, or create breathing room to explore new opportunities. We offer several rate options to best suit your situation.
Operating Lines of Credit
Spring to action as unexpected opportunities unfold or cover unexpected expenses, while still retaining working capital. A line of credit lets you handle your business in real-time, no need to re-apply to re-access funding.
Write a check from your line of credit for fast, easy access to your funds. Plus, pay interest only on what you use.
Real Estate Loans
Expand your enterprise to new horizons, without cutting back on costs to make room. An IBERIABANK commercial real estate loan is secured by your existing real estate. So you can take the next logical step in growing your business.
Get a competitive rate to maintain your competitive edge in the short-term, while setting your business up for long-term success.
Our SBA 504 and SBA 7(a) specialists help eligible small businesses from a wide variety of industries with different financial situations all over the country with loans that offer lower down payments, longer terms, and lower monthly payments than traditional commercial financing. Our executive team has more than a hundred years of combined experience in commercial lending and development to help simplify the process and fund loans quickly and efficiently.
IBERIABANK Treasury Management works with you to improve your cash flow, automate processes to increase efficiency, reduce expenses, and mitigate risk. While the basics are the same for each organization, we recognize your uniqueness and tailor our approach to fit your culture, systems, customers and vendors.
Credit and Debit Solutions
Improve cash flow, minimize your collections, risk and better serve your customers, all while meeting stringent security standards to protect cardholder data. Through our partnership with Elavon, we provide consolidated processing, settlement and support services for Visa®, MasterCard®, Discover® Network, American Express, JCB, China UnionPay, and Diners Club International® cards.
Processing solutions include:
Loyalty and Gift CardsBring the power of big business loyalty and gift card programs at a price you can afford. Our gift and loyalty product integrates seamlessly with your payment processing at the point of sale, increases sales and attracts new customers all while having the ability to receive reporting and analytics to measure your programs effectiveness.
- Smart/Chip card
- Mobile & Tablet
- Software & Internet
- Cash register
- Mobile wallets
- Contactless payment cards
- Pin debit
- Electronic Benefit Transfer (EBT)
- Corporate and Purchasing cards
- Fleet Cards
- VAR Interface
Manage your business in real-time with our secure online portal. We offer a comprehensive range of flexible reporting solutions to help provide clear sight into your payment activity, track the status of specific transaction and reduce your expenses. Our secure, web-based service can quickly and easily access payment information in real-time while protecting cardholder and account data.
Search Our Rates
We offer rates that are consistently competitive.
Our Annual Percentage Yields (APYs) are accurate as of 04/21/2018. Keep in mind, these rates are variable and may change after the account is opened.
Fees may reduce earnings.Open An Account