Iberia Bank | Privacy Notice of Your Financial Privacy Rights

Saturday, February 4, 2012

FDIC Important Information

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

Sale of Paper Series EE and I Savings Bonds Ends

IBERIABANK is committed to providing quality products and services in an environment that protects consumer privacy rights. We respect the right to privacy of our customers, applicants for our products and services and individuals visiting us on-line. We are committed to protecting confidentiality of the information furnished to us by our customers and our former customers.

This Notice describes the types of information we collect, how we use the information, and how we protect your confidential information. This Notice is subject to change. You can always review our current Privacy Notice here on our web site at www.iberiabank.com, or visit any of our offices to obtain a copy.

Facts

WHAT DOES IBERIABANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons IBERIABANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does IBERIABANK share?	Can you limit this sharing?
For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes – information about your creditworthiness or from your applications with us	Yes	Yes
For affiliates to market to you	Yes	Yes
For non-affiliates to market to you	Yes	Yes

Who we are:
Who is providing this notice?	IBERIABANK
What we do:
How does IBERIABANK protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does IBERIABANK collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit card or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choice(s) will apply to everyone on your account.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include our banks, mortgage companies, insurance companies, and securities brokerages.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include mortgage companies, insurance companies, direct marketing companies, and nonprofit organizations.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include reputable companies such as credit card issuers and insurance companies for the purpose of informing you about products and/or services they offer.
Other important information
State laws and individual companies may give you additional rights to limit sharing. Please consult your state laws regarding information sharing.
If you want to limit our sharing, complete and mail-in opt-out form
By mail: Print this mail-in form (PDF), mark your choices, fill in and send form to: IBERIABANK Customer Privacy Control Desk P.O. Box 7299 Little Rock, AR 72217-7299

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