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Mortgage Loans

Home Loans

Why choose IBERIABANK as your home lender of choice? We're local. All loans are approved, and funded, locally. As a local lender we can speed the process which can save you both time and money.


We've been serving the needs of homebuyers since 1887. We offer a wide range of home financing options and we'll customize a home loan that best fits your needs. Our loan professionals are committed to matching your needs to the financing option that best fits your lifestyle.


Summary
  • Industry leading competitive rates
  • We offer a wide range of financing options to meet your needs
  • Fixed and Adjustable Rate Mortgages
  • FHA loans
  • VA loans
  • Rural Development loans
  • Reverse Mortgage (HECM) loans
  • All loans are approved, and funded, locally
  • Local, personal service saves you time and money
  • First-time homebuyer programs available
  • Ask a loan professional about our Refinancing options

Apply online at our safe and secure Mortgage Loan Center in as little as 20 minutes!

Mortgage Options

Fixed-Rate Mortgage

The most popular type of mortgage, fixed-rate mortgages offer you the security of a principal and interest payment amount that remain the same for the life of your loan. We offer a full range of fixed-rate mortgage loan options with a variety of terms.

For more information, please visit with a professional lender in your area.

Adjustable Rate Mortgage (ARM)

Take advantage of lower initial rates.

An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan that offers a low initial interest rate and monthly payment. The low initial interest rate and monthly payment of an ARM may change at pre-determined intervals based on interest rate movements. Interest rates and payments are fixed for the initial period of 1, 3, 5, 7 or 10 years with annual adjustments thereafter. Changes are tied to an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.

For more information, please visit with a professional lender in your area.

Affordable Housing Loans and Rural Development

FHA, VA and Rural Development

Take advantage of government loans with the lowest possible down payment.

We specialize in offering the best rates and terms available on government insured and guaranteed home mortgages. With the lowest down payment available, these loans are ideal for the first-time home buyer.

To apply for this type government loan, please visit with a professional lender in your area.

Reverse Mortgage - HECM

A new kind of loan - in Reverse

A reverse mortgage is a special type of loan used by older Americans age 62 or older to convert the equity in their homes into cash. The money from a reverse mortgage can provide seniors with the financial security they need to fully enjoy their retirement years.

For more information, please visit with a professional lender in your area.

Apply Online Today!

Regardless of your needs and goals, Life Doesn't Wait™, contact the experienced professionals at IBERIABANK for complete details on the mortgage options we have to offer.

Apply for your Mortgage Loan online. It's safe and secure. You'll receive information about your pre-approved loan in minutes.

Mortgage Assistance

Mortgage Assistance Resource Center


Find more information on the Mortgage Assistance Program.