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Home Equity Loans & Lines of Credit

Home Equity Loans & Lines

Put the equity in your home to work for you by securing a low-rate home equity loan. Use the funds as you see fit, whether for emergencies, home improvement, education, debt consolidation, or other major purchases.

Best of all, IBERIABANK guarantees your rate will never change and never increase. Perfect for families on a budget, to help keep cash flow consistent.

CLICK HERE FOR OUR SPECIAL OFFER.

Home Equity Line of Credit

Use the equity in your home to secure a check accessible line of credit. Apply only once. Once approved, accessing your line is as simple as writing a check. You borrow what you need when you need it. As you repay your principal, that money becomes available to the borrower over and over again.

Benefits

  • Easy access via checks*
  • Flexibility, borrow as needed
  • A competitive variable rate of interest
  • As you repay the line of credit, your available credit increases.
  • Easy-to-read statements received monthly
  • Can pay the line off any time
  • Tax incentives on interest paid**
  • Streamlined application process



*Unless expressly prohibited by state law.

**Consult with your tax advisor regarding the deductibility of interest.

Home Equity Loan
  • Tax incentives on interest paid*
  • Lower interest rates than other personal loans**
  • Fixed-rate payments
  • Various payment options
  • Automatic payments from an IBERIABANK checking account available
  • Streamlined application process

To obtain further information for a Home Equity Loan or Line of Credit, contact a Relationship Banker by visiting a location near you.

*Consult with your tax advisor regarding the deductability of interest.

**In most cases.

Payment Assistance

Payment Assistance Resource Center


Find more information on the Payment Assistance Program.