Classic Checking

Classic Checking

Classic Checking is a banking relationship account that is tailored to our clients age 55 and over. Use the balances in all your personal deposit accounts to waive the monthly service charge.


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Summary
  • Available to clients age 55 and over
  • $100 minimum deposit to open

Easy ways to avoid the $8 monthly service charge:

  • Maintain a monthly minimum balance of $100 or more;
  • Or, maintain combined balances of $5,000 in any personal:
  • Checking, money market account, or savings account
  • Or, you are a small business owner and have an IBERIABANK small business checking account*

Features

  • One box of standard bank checks at no charge (plus shipping and handling fees) or choose a $6 discount on non-standard bank checks
  • One Safe Deposit Box 10% discount with auto debit
  • IBERIABANK foreign ATM usage fee is waived up to 2 per month per account

Complimentary Services:

  • Online Banking and Bill Pay
  • Bank to Bank transfers
  • Mobile and Text Banking*
  • Online check images
  • Email alerts
  • e-Statements and e-Notices
  • Combined Statements
  • Telephone Banking
  • Visa® debit card with no annual fee

Additional Options and Features:

Advantage Member*

Visit with a Relationship Banker today to add the Advantage Member benefit package to your personal checking account. It's only $4.95 per month!

IBERIABANK Advantage Membership Features:

Financial Advantages

Rx Advantage™ Prescription Drug Program* — Save with preferred pricing on select prescription medications at participating pharmacies nationwide. Note: This program is intended to cut down on your medical expenses, not replace insurance.

Coast-to-Coast Vision Plan* — Enjoy valuable eye care savings for the entire family. Receive discounts on eyewear and eye exams nationwide at over 12,000 participating providers.

Local Savings Online — Access your favorite local merchants' coupons through our website.

Everyday Grocery Savings™ — Choose from close to 1,000 items with coupons worth hundreds in annual savings, all good for grocery items you actually use.

Everyday Rebate Rewards — Get paid for everyday purchases on items you already use. Just send in your receipts, up to $100 every 3 months, and we'll give you 10% back.

Security Advantages

Identity Theft Insurance — Get expert assistance and up to $2,500 in financial relief in the event your identity is stolen.

Accidental Death Insurance — Rest secure with 24-hour, $10,000 Accidental Death Insurance, increasing up to $100,000 Common Carrier. Coverage is divided equally among owners of joint accounts. Principle sum does not reduce at any age.

Luggage Protection — Protect your belongings and peace of mind with personally registered luggage tags. Our toll-free number will help you to reunite with your luggage, no matter where your travels take you.

Payment Card Protection — Register all your credit cards, ATM and debit cards at one time and in one place.

Travel Advantages

Savers Club® Book — Cash in on money-saving offers on your way to theme park admission, movie tickets, and much more.

Hotel Savings Network — Save up to 20% at over 10,000 participating hotels across the country, with no maximum savings limit.

Car Rental Discounts — Get reduced rates on car rentals from household names, including Alamo®, Avis®, Budget®, Dollar®, and Enterprise®.

*Medical discounts are NOT insurance. All features of Advantage Member are not FDIC insured, not a deposit, not an obligation or guaranteed by the bank and not insured by any agency of the U.S.

Disclosures*

*Selected services are not available in all states or locations. One box of personal checks per order. Transfers associated with a money market or savings are restricted by federal Regulation D and excessive withdrawal fees may apply to a money market; savings account withdrawal limits are set by the bank to four per month. Credit products require standard credit approval. Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information. Small Business owners with an open status IBERIABANK business type checking account, qualify for two personal checking accounts with no monthly service charge. The Small Business owner must be primary on the personal account. Mobile and Text Banking services require enrollment in IBERIABANK Online Banking. Mobile carrier's text messaging and web access charges may apply. Deposit to Deposit ODP Transfer Service is an additional service and, a $10 daily transfer fee applies. Multiple fees may be incurred when this service is utilized to fund an overdraft item and if funds are not sufficient to cover the amount, an Overdraft (Paid or Returned) fee of $35 per item/per presentment may be charged.


Bounce Protection Privilege is a discretionary overdraft service available on qualified accounts used to pay overdrafts created by checks, in-person withdrawals, electronic draft (ACH), or recurring debit card transaction. Clients may opt-in for Bounce Protection coverage on ATM and one-time debit card transactions. $35.00 Overdraft fee applies per item and per presentment. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your Bounce limit or if the account isn't handled as agreed and reserve the right not to pay for any reason. Fees are subject to change; please refer to the most current Rate and Fee Schedule for more information.