Google+Personal Checking Comparison Chart | IBERIABANK | New Orleans - Lafayette - Lake Charles - Monroe | LA | Little Rock | AR Google+

Compare Checking Accounts

All of our accounts come with complimentary online banking and bill pay, mobile banking, and more conveniences.
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AccountFreedom CheckingHigh Interest CheckingClassic Checking
DescriptionA convenient checking account for banking made simpleA high interest checking account features PREFERRED RATES when you maintain higher balances.A relationship account that is tailored to our clients age 55+
Minimum Opening Deposit$50$100 $100
Monthly Service Charge$8 e-Statements or $10 Paper Statements$20 $8
No Monthly Service Charge IfMaintain a monthly balance of $500


Combined monthly direct deposits of $500+


You are a student±


You are a small business owner and have an IBERIABANK small business checking account±
Maintain an average monthly checking balance of $5,000 or more


Maintain a combined monthly average balance of $25,000 or more in your personal checking, savings or money market accounts


Maintain a combined monthly average balance of $50,000 or more in all your personal deposit or loan accounts


You are a small business owner and have an IBERIABANK business checking account±
Maintain a monthly balance of $100


With combined deposit balances of $5,000 in personal checking, savings and money market


You are a small business owner and have an IBERIABANK small business checking account±
Checks OrdersPrice varies by designNo charge for select checks or $6 discount on licensed brand checksNo charge for select checks or $6 discount on licensed brand checks
Unlimited Checking Writing With No Per Item FeeYesYesYes
Earns Competitive InterestNoYesNo
Discounted Safe Deposit BoxNoNo charge on a safe deposit box, first year; 50% discount each year thereafter (with automatic debit)10% applies to one safe deposit box with auto debit
Relationship Rate on Standard CDsNoYesNo
Foreign ATM Surcharge Credits NoYesNo
Foreign ATM Usage Fee is WaivedNoYesYes
Complimentary Services
Visa® debit card‡YesYesYes
Online Banking and Bill PayYesYesYes
Mobile BankingYesYesYes
e-Statements and e-NoticesYesYesYes

± Selected services are not available in all states or locations. Additional features are provided at the client's request. Credit products require standard credit approval.

Mobile and Text Banking services require enrollment in IBERIABANK Online banking. Mobile carrier's text messaging and web access charges may apply.

To qualify as a student, proof of current student status must be presented at the time an account is opened. Student must be less than 25 years old and student status will be automatically adjusted to non-student status upon the account holder's 25th birth date or five years from the account open date, whichever comes first.

Small Business owners with an open status IBERIABANK business type checking account, qualify for two personal checking accounts with no monthly service charge. The Small Business owner must be primary on the personal account.

Bounce Protection Privilege is a discretionary overdraft service available on qualified accounts used to pay overdrafts created by checks, in-person withdrawals, electronic draft (ACH), or recurring debit card transaction. Clients may opt-in for Bounce Protection coverage on ATM and one-time debit card transactions. $35.00 Overdraft fee applies per item and per presentment. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your Bounce limit or if the account isn't handled as agreed and reserve the right not to pay for any reason. Fees are subject to change; please refer to the most current Rate and Fee Schedule for more information.

High Interest Checking Account: Available to consumer accounts only; Service charge waiver balance calculation: deposit accounts use monthly/statement cycle average collected balance and loan accounts use the outstanding principal balance. One box of personal select checks per order at no charge (no shipping or handling fee); discount applies to licensed brand checks. Receive foreign ATM surcharge credits up to $15 per monthly statement.

Classic Checking: IBERIABANK foreign ATM usage is waived (Up to two per month per account)