Compare Checking Accounts
All of our accounts come with complimentary online banking and bill pay, mobile banking, and more conveniences. Plus, valuable UChoose Rewards® with our free debit card.
| Account | Freedom Checking | High Interest Checking | Classic Checking |
|---|---|---|---|
| Description | A convenient checking account for banking made simple | A high interest checking account features PREFERRED RATES when you maintain higher balances. | A relationship account that is tailored to our clients age 55+ |
| Minimum Opening Deposit | $50 | $100 | $100 |
| Monthly Service Charge | $8 | $20 | $8 |
| No Monthly Service Charge If | Maintain a monthly balance of $500 Or Combined monthly direct deposits of $500+ Or You are a student* Or You are a small business owner and have an IBERIABANK small business checking account± | Maintain an average monthly checking balance of $5,000 or more Or Maintain a combined monthly average balance of $25,000 or more in your personal checking, savings or money market accounts Or Maintain a combined monthly average balance of $50,000 or more in all your personal deposit or loan accounts* Or You are a small business owner and have an IBERIABANK business checking account± | Maintain a monthly balance of $100 Or With combined deposit balances of $5,000 in personal checking, savings and money market Or You are a small business owner and have an IBERIABANK small business checking account± |
| Checks Orders | Price varies by design | No charge for select checks or $6 discount on licensed brand checks | No charge for select checks or $6 discount on licensed brand checks |
| Unlimited Checking Writing With No Per Item Fee |  | | |
| Earns Competitive Interest |  | | |
| Discounted Safe Deposit Box | | No charge on a safe deposit box, first year; 50% discount each year thereafter (with automatic debit) | 10% applies to one safe deposit box with auto debit |
| Relationship Rate on Standard CDs | | | |
| Foreign ATM Surcharge Credits | | | |
| Foreign ATM Usage Fee is Waived | | | |
| Advantage Member Available‡ | | | |
| Complimentary Services | |||
| Visa® debit card‡ | | | |
| Online Banking and Bill Pay | | | |
| Mobile Banking | | | |
| e-Statements and e-Notices | | | |
± Selected services are not available in all states or locations. Additional features are provided at the client's request. Credit products require standard credit approval.
Mobile and Text Banking services require enrollment in IBERIABANK Online banking. Mobile carrier's text messaging and web access charges may apply.
Advantage Member is available to personal accountholders only with a monthly membership service charge of $4.95. Not all Advantage Member services and benefits available in all states. Medical discounts are NOT insurance. Advantage Member features are not FDIC insured, not a deposit, not an obligation or guaranteed by the bank and not insured by any agency of the U.S.
Small Business owners with an open status IBERIABANK business type checking account, qualify for two personal checking accounts with no monthly service charge. The Small Business owner must be primary on the personal account.
Bounce Protection Privilege is a discretionary overdraft service available on qualified accounts used to pay overdrafts created by checks, in-person withdrawals, electronic draft (ACH), or recurring debit card transaction. Clients may opt-in for Bounce Protection coverage on ATM and one-time debit card transactions. $35.00 Overdraft fee applies per item and per presentment. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your Bounce limit or if the account isn't handled as agreed and reserve the right not to pay for any reason. Fees are subject to change; please refer to the most current Rate and Fee Schedule for more information.
High Interest Checking Account: Available to consumer accounts only; Service charge waiver balance calculation: deposit accounts use monthly/statement cycle average collected balance and loan accounts use the outstanding principal balance. One box of personal select checks per order at no charge (no shipping or handling fee); discount applies to licensed brand checks. Receive foreign ATM surcharge credits up to $15 per monthly statement.
Classic Checking: IBERIABANK foreign ATM usage is waived (Up to two per month per account)
