At IBERIABANK, we have a checking account to fit your needs. Whether you'd like a simple account or one that provides you with lots of useful features; compare our checking accounts and find the one that's just right for you!
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$100 |
$1,500 or option (a) |
$1,500 |
$15(a) |
Priority Checking
Priority Checking is more than a bank account. It's a total relationship that recognizes all your personal deposit accounts with us.
Complimentary Services
Unlimited check writing
Standard bank checks*
ATM / Visa debit card with no annual fee
Earn UChoose Rewards® with your Visa debit card
Free Online Banking and Online Bill Pay
View check and deposit images in Online Banking
Set email alerts
Receive e-Statements
Enroll in e-Documents
Easy Ways to Avoid Monthly Service Charge (a)
Maintain a monthly minimum balance of $1,500 or more Or, maintain combined balances of $15,000 in a personal IBERIABANK checking, money market, savings, Certificate of Deposit or Individual Retirement Account
Or, you are a small business owner and have an IBERIABANK small business
checking account
Additional Options and Features
Bounce Protection Privilege*
One Safe Deposit Box 30% discount*
Overdraft protection personal line of credit available with no annual fee*
Rate increase on new money CDs by .25* points
No fee for Travelers Checks (single signer)*
No fee for Official Checks (limit 5 per month)*
IBERIABANK foreign ATM usage fee is waived*
Receive up to two foreign ATM surcharge credits when you use a non-IBERIABANK ATM or its non-affiliated network*
Check account balances and transactions through our Telephone Banking service
Access additional personal checking benefits – add Advantage Member (below) for $4.95 per month.
> Apply Now
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$100 |
$800 or option (b) |
$1,500 |
$8(b) |
Balance Checking
Balance Checking utilizes relationship balances and offers convenient services.
Complimentary Services
Unlimited check writing
Standard bank checks*
ATM / Visa debit card with no annual fee
Earn UChoose Rewards® with your Visa debit card
Free Online Banking and Online Bill Pay
View check and deposit images in Online Banking
Set email alerts
Receive e-Statements
Enroll in e-Documents
Balance and transaction updates through Telephone Banking service
Easy Ways to Avoid Monthly Service Charge (b)
Maintain a monthly minimum balance of $800 or more Or, a combined average collected balance of $2,500 in a personal IBERIABANK checking, money market, savings, Certificate of Deposit or Individual Retirement Account
Or, you are a small business owner and have an IBERIABANK small business
checking account
Additional Account Feature
Bounce Protection Privilege*
Access additional personal checking benefits - add Advantage Member (below) for $4.95 per month.
> Apply Now
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$100 |
$100 or option (c) |
$1,500 |
$8(c) |
Classic Checking
A banking relationship for clients age 50 and over.
Complimentary Services
Unlimited check writing
Standard bank checks
ATM / Visa debit card with no annual fee
Earn UChoose Rewards® with your Visa debit card
Free Online Banking and Online Bill Pay
View check and deposit images in Online Banking
Set email alerts
Receive e-Statements
Enroll in e-Documents
Balance and transaction updates through Telephone Banking service
Easy Ways to Avoid Monthly Service Charge (c):
Maintain a monthly minimum balance of $100 or more Or, a combined average collected balance of $5,000 in a personal IBERIABANK checking, money market, savings, Certificate of Deposit or Individual Retirement AccountOr, you are a small business owner and have an IBERIABANK small business checking account
Additional Options and Features
Bounce Protection Privilege*
One Safe Deposit Box 10% discount*
IBERIABANK foreign ATM usage fee is waived*
Receive up to two foreign ATM surcharge credits when you use a non-IBERIABANK ATM or its non-affiliated network*
Check account balances and transactions through our Telephone Banking service
Access additional personal checking benefits – add Advantage Member (below) for $4.95 per month.
> Apply Now |
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$50 |
$500 or option (d) |
N/A |
$8(d) |
Freedom Checking
Enjoy Online Banking with free Online Bill Pay and e-Statements. Plus, convenient ways to waive the monthly service charge.
Complimentary Services
Unlimited check writing
ATM / Visa debit card with no annual fee
Earn UChoose Rewards® with your Visa debit card
Free Online Banking and Online Bill Pay
View check and deposit images in Online Banking
Set email alerts
Receive e-Statements
Enroll in e-Documents
Checks images returned
Balance and transaction updates through Telephone Banking service Easy Ways to Avoid Monthly Service Charge (d)
Maintain a monthly minimum balance of $500 or more Or, combined monthly direct deposits of $500 or more
Or, you are a student*
Or, you are a small business owner and have an IBERIABANK small business
checking account
Additional Options and Features
Bounce Protection Privilege*
Access additional personal checking benefits - add Advantage Member (below) for $4.95 per month.
> Apply Now |
Additional Checking Account Options Available in Select States
| Club Checking - LA only |
Club Checking offers a wealth of member benefits found in one convenient account. Get the account that’s all about you!
Minimum deposit to open account is $100
Monthly membership fee $10
Complimentary Services
Unlimited check writing
Standard bank checks (up to 150 per order)
ATM / Visa debit card with no annual fee
Earn UChoose Rewards® with your Visa debit card
Free Online Banking and Online Bill Pay
View check and deposit images in Online Banking
Set email alerts
Receive e-Statements
Enroll in e-Documents
Easy Way to Avoid Monthly Service Charge (a)
You are a small business owner and have an IBERIABANK small business checking account
Additional Options and Features
Bounce Protection Privilege
$10,000 Accidental Death Insurance is offered through the insurance company named on the certificate of insurance
Online Local Savings - access to local merchants’
coupons through our website
Savers Club Book - money savings coupons from
national merchants
Identity Theft Insurance - up to $2,500 in financial
relief in the event your identity is stolen
Payment Card Protection
Coast-to-Coast Vision Plan - receive discounts at over 12,000
participating providers of eye wear and eye exams nationwide
Access your Club Checking Benefits
Access additional personal checking benefits – add Advantage Member (below) for $4.95 per month.
> Apply Now
Club Checking membership features are not FDIC insured, not a deposit, not an obligation of or guaranteed by the bank and not insured by any agency of the U.S.
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| Relationship Checking - AL and FL only |
Bundle selected personal deposit accounts
and earn bonus interest. Meet five electronic transactions and average combined relationship requirement to earn bonus interest on all interest-bearing personal checking, money market and savings accounts up to
0.20%. A monthly service charge may apply if average balance requirements are not met.
Minimum deposit to open account is $100
Minimum to earn interest is $1,500
Monthly service charge is $20 if requirements are not met
Complimentary Services
Unlimited check writing
Standard bank checks (shipping an dhandling fees may apply)
ATM / Visa debit card with no annual fee
Earn UChoose Rewards® with your Visa debit card
Free Online Banking and Online Bill Pay
View check and deposit images in Online Banking
Set email alerts
Receive e-Statements
Enroll in e-Documents
Easy Ways to Avoid Monthly Service Charge (a)
Maintain a monthly minimum balance of $25,000 or more;
Or, maintain combined average collected balances of $25,000 in any personal: checking, money market, savings, Certificate of Deposit or Individual Retirement Account
Or, a personal loan with an outstanding principal balance of $50,000 or more
Additional Options and Features
Bounce Protection Privilege
Rate increase at time of negotiation on CDs according to bonus tiers
Overdraft protection personal line of credit available
with no annual fee*
No fee for Official Checks
IBERIABANK foreign ATM usage fee is waived
Receive up to two foreign ATM surcharge credits when you use a non-IBERIABANK ATM or its non-affiliated network*
One Safe Deposit Box 30% discount*
Access additional personal checking benefits – add Advantage Member (below) for $4.95 per month.
> Apply Now
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Sign Up for an Advantage Membership
The Advantage Member service has checking extras you’ll really use. Now that makes sense! Add the Advantage Member benefit package to any personal checking account for only $4.95 per month.
Advantage Member Features
- $10,000 24-hour Accidental Death Insurance increasing up to $100,000 Common Carrier. Coverage is divided equally among owners of joint accounts. Principle sum does not reduce at any age.
- Online Local Savings - Access your favorite local merchants’ coupons through our website.
- Identity Theft Insurance - Provides you with expert assistance and up to $2,500 in financial relief in the event your identity is stolen.
- Payment Card Protection - Register all your credit cards, ATM and debit cards at one time and in oneplace.
- Savers Club Book - money saving offers good for theme park admission, movie tickets, car rentals and much more.
- Coast-to-Coast Vision Plan - valuable eye care savings for the entire family! Receive discounts at over 12,000 participating providers on eye wear and eye exams nationwide.
- Everyday Rebate Rewards -get rewarded by purchasing items you use everyday! Send in your receipts, up to$100 every quarter, and we’ll give you 10% back.
- Rx Advantage Prescription Drug Program -preferred pricing on many prescription medications at participating pharmacies nationwide. This program is not insurance.
Advantage members can access member benefits by clicking here
Medical discounts are NOT insurance. All features of Advantage Member are not FDIC insured, not a deposit, not an obligation or guaranteed by the bank and not insured by any agency of the U.S.
Personal Solutions Help Center | Contact Us- Telephone (800) 682-3231
- Telephone Banking (800) 968-0801
- Locations
- Email
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UChoose Rewards Program: To earn reward points, a “Qualifying Transaction” requires a PIN or signature-based purchase, Internet transaction, phone or mail-order purchase made with an enrolled UChoose IBERIABANK Visa debit card. ATM transactions are not qualified transactions. Each qualified transaction of $125 or more is subject to a maximum of 25 points per transaction. Complete program terms and conditions are available on the UChoose Rewards website.
*Credit products require standard credit approval. Order 1 box of Standard Bank Checks at no charge, plus shipping and handling, or choose a $6 discount on non-standard bank checks. Rate increase at time of negotiation on standard posted CD rates. Penalty may apply for early withdrawal from a CD. Two ATM foreign surcharge credits per month up to a $1.50 each, maximum $3.00. Bounce Protection Privilege is a discretionary overdraft service available on qualified accounts used to pay overdrafts created by checks, in-person withdrawals, electronic draft (ACH), or recurring debit card transaction. Clients may opt-in for Bounce Protection coverage on ATM and one-time debit card transactions. $35.00 Overdraft fee applies per item and per presentment. You have thirty days to pay an overdraft. We may not pay overdrafts that exceed your Bounce limit or if the account isn’t handled as agreed and reserve the right not to pay for any reason. Fees are subject to change; please refer to the most current Rate and Fee Schedule for more information. To qualify as a student, proof of current student status must be presented at the time an account is opened. Student must be less than 25 years old and student status will be automatically adjusted to non-student status upon the accountholder’s 25th birth date or five years from the account open date, whichever comes first. Small Business owners with an open status IBERIABANK business type checking account, qualify for two personal checking accounts with no monthly service charge. The Small Business owner must be primary on the personal account.