Certificates of Deposit

Simple way to grow your funds with various terms available.

The Facts:

• Earns an attractive rate of interest
• Guaranteed interest rate for the term of the deposit
• Automatic renewal at maturity
• Penalties for early withdrawal

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Special Certificate of Deposit

From time to time IBERIABANK offers special rates, with special term Certificates of Deposit.

To take advantage of our current CD special, please contact a Relationship Banker at any of our convenient locations.

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Individual Retirement Accounts (Individuals only)

IRAs are more than saving for a rainy day - they're security for retirement with tax benefits. Recent changes have expanded an IRA's value for many people.

IRA Options

• Traditional IRA
• Education IRA
• Roth IRA

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The Facts:

Traditional IRA - fixed and variable interest rate terms available
Fixed Traditional IRA

• Flexible terms
• Attractive interest rates
• Interest is tax-deferred in most cases (consult your tax advisor)
• Maximum annual contribution applies

Roth IRA is a tax-free way to invest for your retirement. The Roth IRA is a non-deductible account that features tax-free withdrawals for certain distribution reasons after a five year holding period. Consult your tax advisor to see if a Roth IRA is right for you.

Education IRA is a non-deductible account that features tax-free withdrawals for a very specific purpose - a child's higher education expenses. The significant difference of a Traditional or Roth IRA is that the Education IRA is penalty free and tax-free if funds are withdrawn for higher education purposes.