Realizing that no two situations are exactly the same, our products are flexible enough to meet a wide range of investment strategies. As a result, your investment portfolio is likely to contain any combination of the following products we offer.
Provides the investor potential for long-term growth, professional money management, and diversification opportunities for their investment dollars. Our investment professionals have access to some of the industry's most recognized mutual fund families.
Life Insurance for the Living. Our investment professionals offer a variety of annuities:
Tax Sheltered Annuities: a tax qualified plan offered to employees of non profit organizations and employees of public school systems.
Variable Annuity: this tax deferred annuity allows you to take advantage of competitive interest rates through market exposure.
Fixed Annuity: this tax deferred annuity allows you to safely take advantage of competitive fixed interest rates.
Investment professionals can place stocks, bond, and treasury bill orders. All domestic stock exchange orders are available to our clients. Employee stock options can be processed.
Money Market Instruments
Money Market Funds invest in short-term instruments like Treasury Bills or Certificates of Deposits and are considered low risk and useful for short-term investing. These are flexible and you can draw checks straight from your account.
Through our Investment Advisory service, IFS can offer clients the opportunity to personalize their portfolio and replace typical commission accounts with an account that is fee-based. Our Investment Advisory service also allows individual access to some of the top Institutional Money Managers in the country.
IFS, through a broker/dealer, offer a broad range of bonds to meet your income needs. We offer Treasuries, Federal Agencies, corporate, municipal, and mortgage backed.
Brokered Certificates of Deposit
IFS, through a broker/dealer, offer access to various bank CDs. CDs have characteristics that are common with bonds and should be held to maturity to avoid loss of principal.
Insurance can provide financial protection for your family or business. Types of insurance: term, whole life, wealth transfer, and long-term care.
529 Savings Plans
529 Savings Plans can be used to pay tuition, fees, room and board, books and required supplies at accredited colleges, universities and vocational schools across the country.
Investment professionals offer various IRAs: SIMPLE, Roth, traditional, rollovers, transfers, and SEP (Simplified Employee Pension) plans.
These products are not insured by the FDIC, are not deposits or other obligations of the bank, are not guaranteed by the bank and are subject to investment risks, including possible loss of principal invested.