Choice Business Checking

Choice Business Checking

Give your business the tools it needs to grow. Choice Business Checking comes complete with high-end features, on a small business budget. Upgrade to remote deposit capture or merchant processing services, and build a more capable company. Choice Checking allows you to capitalize on every opportunity and select services that best fit your needs.


Compare Choice Business Checking to our other business checking accounts with this quick comparison chart.

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Summary

Choice of the following:

  • Free remote deposit capture and equipment with 24-month commitment*,
  • Or, no monthly statement processing charge on merchant processing service

Easy Ways to avoid a $25 monthly service charge:

  • Maintain a $25,000 minimum daily balance,
  • Or, maintain $50,000 combined minimum balances with IBERIABANK**

Account Features:

  • 500 transaction items per statement cycle; 50¢ per additional item
  • First $10,000 currency deposited/exchanged per statement cycle at no charge; $1.75 per additional $1,000
  • Low $100 minimum deposit to open

Complimentary Services

Disclosures*

Any Free Business Checking account exceeding stated transaction or cash deposited/exchanged limits during any two statement cycles in a 12-month period may automatically be converted to Advanced Business Checking. Free Online Bill Pay Service is intended for use by small business clients with annual sales less than $10 million. Commercial accounts must review online services with a Relationship Banker for a quote. Please refer to the Rate and Fee Schedule for more information. Rates and fees are subject to change.

*Remote Deposit Capture services are available to qualified clients that meet the standards of the IBERIABANK Remote Deposit Capture Policy. Remote Deposit Capture with Choice Business Checking requires a 24-month commitment and is subject to a monthly early closure fee of $12.50 for each month prior to the original 24-month commitment. Merchant Processing is subject to all standard merchant processing charges and the Choice Business Checking account will be credited for the monthly statement processing fee of $12.50.

**Combined balances during the monthly statement cycle include all savings, money market and demand deposit accounts held at IBERIABANK under the same business tax identification number.