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Business Checking Accounts

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AccountFree Business CheckingBusiness Checking PlusChoice Business CheckingAdvanced Business CheckingBusiness Interest Checking
Account designed for:Ideal for small business owners with limited transaction volumeIdeal for small business owners with limited transaction volumePerfect for growing businesses that want Remote Deposit Capture or Merchant Processing**Great for businesses with large transaction volume Clients seeking competitive interest rates paid on their balance
Monthly FeeNot applicableNot applicable$25$12$10
No monthly service or reduced service charge if:Not applicableNot applicableMaintain a $25,000 minimum daily balance

OR

Maintain $50,000 combined collected balances with IBERIABANK***
Earnings Credit Rate may offset monthly service chargeMaintain a $10,000 daily minimum balance
Items allowed500*500500 $.17 per item 300
Additional per item feeNot applicable$.50 per item$.50 per itemNot applicable$.50 per item
Currency Deposited allowedFirst $10,000 currency deposited/exchanged per statement cycle* Excludes bulk coin processing*First $10,000 currency deposited/exchanged per statement cycleFirst $10,000 currency deposited/exchanged per statement cycleFirst $10,000 currency deposited/exchanged per statement cycleFirst $10,000 currency deposited/exchanged per statement cycle
Additional Currency Deposited feeNot applicable$1.75 per additional $1,000$1.75 per additional $1,000$1.00 per additional $1,000$1.75 per additional $1,000
Earnings creditNoNoNoYesNo
Earns interestNoNoNoNoYes
Complimentary Services
Two personal checking accounts with services charges waived for small business owner YesYesYesYesYes
Visa® debit card±YesYesYesYesYes
Online Banking and Bill PayYesYesYesYesYes
Mobile BankingYesYesYesYesYes
e-Statements and e-NoticesYesYesYesYesYes

*Any Free Business Checking account exceeding stated transaction or cash deposited limits during any two statement cycles in a 12-month period may automatically be converted to Advanced Business Checking. Free Online Bill Pay Service is intended for use by small business clients with annual sales less than $10 million. Commercial accounts must review online services with a Relationship Banker for a quote. Please refer to the Rate and Fee Schedule for more information. Rates and fees are subject to change. Bulk coin is defined as $500 or more in loose coin deposited per statement cycle.

**Remote Deposit Capture services are available to qualified clients that meet the standards of the IBERIABANK Remote Deposit Capture Policy. Remote Deposit Capture with Choice Business Checking requires a 24-month commitment and is subject to a monthly early closure fee of $12.50 for each month prior to the original 24-month commitment. Merchant Processing is subject to all standard merchant processing charges and the Choice Business Checking account will be credited for the monthly statement processing fee of $12.50.

***Combined balances during the monthly statement cycle include all savings, money market and demand deposit accounts held at IBERIABANK under the same business tax identification number.