Calculators Contact Us Locations & Hours Home

Business Checking

New business checking account solutions are now available including two new, free options and an interest bearing account to help you grow your business. Explore our new checking accounts today and find the one that best suits your business needs.

Account Type More Info Minimum Opening Balance Monthly Service Charge Balance to Avoid Service Charge Minimum Balance to Earn Interest
Free Business Checking
More» $100 None None N/A

Ideal checking account for most small businesses.

  • Includes 500 transaction items per statement cycle.
  • No monthly or annual fees on debit cards.
  • Includes up to $1,000 currency deposited per day.
  • Debit card(s) eligible for UChoose debit card rewards program.
  • Free access to online banking and bill pay.
  • Free access to online check and deposit slip images.
  • Free online email alerts, eDocuments and telephone banking.
  • Two personal checking accounts with monthly service charge waived for the business owner.
 
Choice Business Checking
More» $100 None or $25 $25,000 or $50,000 combined balances N/A

Designed for growing small businesses that also need remote deposit capture or merchant processing service solution(s).

  • Free remote deposit capture equipment with 24-month commitment.
  • No monthly statement processing fee on Merchant Processing.
  • Includes 500 transaction items per statement cycle (.50 cents per item thereafter).
  • Includes first $1,000 currency deposited per day at no charge; only $1.75 per $1,000 thereafter.
  • No monthly or annual fees on debit cards.
  • Debit card(s) eligible for UChoose debit card rewards program.
  • Free access to online banking and bill pay.
  • Free access to online check and deposit slip images.
  • Free online email alerts, eDocuments and telephone banking.
  • Two personal checking accounts with monthly service charge waived for the business owner.
 
Business Interest Checking
More» $100 $10 $10,000 Yes

Designed for small businesses that want to earn interest.

  • Includes 300 transaction items per statement cycle (.50 cents per item thereafter).
  • No monthly or annual fees on debit cards.
  • Debit card(s) eligible for UChoose debit card rewards program.
  • Free access to online banking and bill pay.
  • Free access to online check and deposit slip images.
  • Free online email alerts, eDocuments and telephone banking.
  • Two personal checking accounts with monthly service charge waived for the business owner.
 
Advanced Business Checking
More» $100 $12 None N/A

Designed for small businesses with high transaction volume or large cash deposits.

  • Earning credit available to offset fees (not to exceed monthly service charge).
  • Transactions are just .17 cents; includes checks, electronic items, deposits, credits, or checks deposited.
  • Includes first $1,000 currency deposited per day at no charge; only 80¢ per $1,000 thereafter.
  • No monthly or annual fees on debit cards.
  • Debit card(s) eligible for UChoose debit card rewards program.
  • Free access to online banking and bill pay.
  • Free access to online check and deposit slip images.
  • Free online email alerts, eDocuments and telephone banking.
  • Two personal checking accounts with monthly service charge waived for the business owner.
 
IOLTA Checking
More» $100 None None $1,500

Interest On Lawyers' Trust Accounts (IOLTA)

IBERIABANK is a participant in the IOLTA program as governed by The Louisiana State Bar Foundation. Attorneys with large personal injury practices can pool client funds to earn a competitive rate of interest in an interest bearing account.                      

Facts

  • The interest earned in this account goes to The Louisiana State Bar Foundation
  • No monthly balance requirement
  • Easy to read statement
 

 

Business Help Center

Contact Us

  • Telephone (800) 682-3231
  • Telephone Banking (800) 968-0801
  • Locations
  • Email

Any Free Business Checking account exceeding stated transaction or cash deposited limits during any two statement cycles in a 12 month period may automatically be converted to Advanced Business Checking. Free Online Bill Pay Service is intended for use by small business clients with annual sales less than $10 million. Commercial accounts must review online services with a Relationship Banker for a quote. Please refer to the Rate and Fee Schedule for more information. Rates and fees are subject to change.

Debit card rewards program: *To earn reward points, a “Qualifying Transaction” requires a PIN or signature-based purchase, Internet transaction, phone or mail-order purchase made with an enrolled UChoose IBERIABANK Visa debit card. ATM transactions are not qualified transactions. Each qualified transaction of $125 or more is subject to a maximum of 25 points per transaction. Complete program terms and conditions are available on the UChoose Rewards website.

Combined minimum balances during the monthly statement cycle include all savings, money market and demand deposit accounts held at IBERIABANK under the same business tax identification number.

Remote Deposit Capture services are available to qualified clients that meet the standards of the IBERIABANK Remote Deposit Capture Policy. Remote Deposit Capture with Choice Business Checking requires a 24-month commitment and is subject to a monthly early closure fee of $12.50 for each month prior to the original 24-month commitment. Merchant Processing is subject to all standard merchant processing charges and the Choice Business Checking account will be credited for the monthly statement processing fee of $12.50.

FDIC coverage on interest bearing accounts is a maximum of $250,000. Only noninterest-bearing transaction accounts are fully FDIC insured through December 31, 2012.

Member FDIC | Equal Housing Lender