Successfully Navigating Businesses
Experience in business is everything. By offering an array of treasury management services, IBERIABANK is successfully navigating businesses on a day-to-day basis, ensuring ideal solutions for commercial banking needs.
Optimum Solutions
We can help you profile your commercial banking needs and match them with optimum solutions. We look forward to your financial success.
PlusBanking™ Business
The online banking service from IBERIABANK allows businesses to access account information anytime, anywhere via the internet.
| Learn More >> |
- Transfer funds between accounts
- Pay down or draw on line of credit
- Check current and prior day balances
- Initiate ACH (Automated Clearing House) transactions
- Initiate Wire transfers*
- Initiate stop payments
- Initiate Positive Pay
- View or print transaction history
- Reorder checks
- Download transactions to compatible accounting software (i.e., Quicken, MS Money)
- Online Banking Bill Pay service
- Communicate with the bank in a secure environment through our Message Center
*Optional fee based services available through our online product suite.
View Demo
To inquire about this service, contact your relationship banker for more information. Close |
|
Access your PlusBanking Business account, click here (Cash Management Account).
Online Banking Bill Pay Service
Online Banking Bill Pay is available to all clients. This optional service allows businesses to pay bills in a secure environment through PlusBanking™ Business. To sign up for this optional service, contact your relationship banker for more information.
Automated Clearing House (ACH)
Allows clients to originate debits and credits for direct deposit of payroll, collection and cash concentration.
| Learn More >> |
Access to ACH reduces the administrative work load and fraud risk associated with issuing checks and other paper-based debits and credits. Cash concentration provides quicker availability of funds and minimizes idle cash. Originate ACH transactions with built-in security features through PlusBanking™ Business.
View Demo for PlusBanking™ Business
To inquire about this service, contact your relationship banker for more information. Close |
|
Positive Pay
Positive Pay is one of the most effective anti-fraud tools available today for check disbursements.
| Learn More >> |
Using check issuance data provided by the client, IBERIABANK matches checks being presented for payment against the check issuance data. The client provides IBERIABANK with complete issue data (check number, issue date, and check amount ) on the Positive Pay account (as indicated in the agreement).
To inquire about this service, contact your relationship banker for more information. Close |
|
Direct Deposit
Enables businesses to electronically credit payroll, bonuses and expense reimbursement directly to the employee's depository account.
| Learn More >> |
This service allows companies to electronically deposit employees' paychecks directly into their bank accounts, through the PlusBanking™ Business Automated Clearing House (ACH) option. It's faster, safer and more convenient for you, the employer, and your employees. Employees still receive a printed pay stub from your company, and the deposit is listed on the employee's monthly statement.
To inquire about this service, contact your relationship banker for more information. Close |
|
Wires
Send funds quickly and safely to any destination. Wire transfers provide you with the immediate and secure funds transfer available. Our online banking cash management solution provides the ability to send wires through a secure environment.
| Learn More >> |
IBERIABANK offers 2 methods to make a wire transfer.
For our commercial clients with the online banking service, domestic wires and international wires in U.S. dollars only can be created and initiated through this system after all account agreements have been established.
Or clients may visit any of our convenient locations to initiate a wire transfer. Clients requiring an international wire transfer in foreign currency must visit a branch or their Relationship Banker to initiate this type of wire. Close |
|
Electronic Data Interchange (EDI)
Provides detailed information on incoming and outgoing Automated Clearing House (ACH) transactions. This detailed electronic information is provided to business clients via email on a daily basis, when applicable.
PlusSweepSM
A completely automated process allowing business clients to invest excess funds daily in predetermined investments at competitive rates. PlusSweep allows businesses to take advantage of investment opportunities* with otherwise idle funds.
| Learn More >> |
Your business determines a ceiling and a floor balance for your transaction account. At the beginning of each business day, the collected (less memo posted items) balance is compared to the pre-established ceiling and floor balances; excess balances are systematically determined and swept overnight to a designated investment account.
*PlusSweep invested funds
- Not FDIC insured
- Not bank guaranteed
- May lose value
To inquire about this service, contact your relationship banker for more information. Close |
|
Line+LinkSM
Provides a funding source to an operation account via an automated line draw (commercial lines only).
| Learn More >> |
Line+Link can also sweep excess depository balances to pay down lines of credit. An easy and convenient funds management service requiring very limited intervention from clients.
To inquire about this service, contact your relationship banker for more information. Close |
|
Controlled Disbursement
Assists corporate clients in determining their daily cash position by reporting the dollar amount of items clearing their account early in the day. Allows the client to plan and manage the most efficient use of their funds.
Zero-Balance Account (ZBA) and Target Balance Account (TBA)
A Zero-Balance Account is a disbursement account which maintains a zero balance at all times. A Target Balance Account maintains a set limit of funds in the account at all times.
| Learn More >> |
Business clients write checks from their ZBA or TBA account and an automated transfer of funds from the master account covers the checks debit against it for payment. As a collection account, deposits made to the ZBA or TBA are automatically transferred to the master account.
To inquire about this service, contact your relationship banker for more information. Close |
|
Account Analysis
Commercial Checking with Analysis provides is a non-interest relationship checking account designed for companies with complex financial needs.
| Learn More >> |
- Other accounts or commercial services can be linked to this account, thereby placing most of the associated fees into an analysis routine.
- A checking account that may be tailored to fit the client's needs
- Monthly service fee applies and has a 10% balance reserve required
- Per item processing fees for checks, electronic items, deposit credits and checks deposited
- An earnings credit may apply to reduce, but not to exceed the monthly maintenance fee
- Treasury Management and Online Services are available for this account
- Easy to read detailed statement of all account activities and check images returned
- Business Debit Card available with no annual fee (required application)
- FDIC Insurance at no charge
To inquire about Commercial Checking With Analysis, please contact a Relationship Banker. Close |
|
CD-ROM
Clients receive a CD with imaged checks for fast and easy retrieval.
Lockbox Service Wholesale
Offers commercial clients a direct resource for a bank controlled post office box. The checks received into this post office box are processed by the bank, which allows the client an opportunity to recognize float reduction on these deposits.
Deposit Reconciliation
Service enables deposits from multiple locations to be credited to a single deposit account.
| Learn More >> |
Customized deposit tickets allow the bank to identify each location and provide detailed deposit information via PlusBanking™ Business and monthly statements.
To inquire about this service, contact your relationship banker for more information. Close |
|
Partial Reconciliation
The bank provides either an electronic or a paper format listing all checks paid in numerical order which includes serial number, dollar amount and date paid.
Full Reconciliation
An electronic file of checks issued is provided by the client to the bank. The bank matches the checks paid against the file and supplies back to the client a listing of checks paid and those still outstanding.
Merchant Services
Point-of-sale (POS) payment processing allowing your company to accept debit or credit card payments from client. Expand your business with POS payment processing. More >>
Merchant Login
Need more information?
Business Help Center | Contact Us- Telephone (800) 682-3231
- Telephone Banking (800) 968-0801
- Locations
- Email
|
