Successfully Navigating Businesses
Experience in business is everything. By offering an array of treasury management services, IBERIABANK is successfully navigating businesses on a day-to-day basis, ensuring ideal solutions for commercial banking needs.

Optimum Solutions
We can help you profile your commercial banking needs and match them with optimum solutions. We look forward to your financial success.

Online Services

Small Business PlusBanking™

Small Business PlusBanking™ is designed for small business clients that require online account access with fewer monthly ACH items (up to 50 ACH items per month).

PlusBanking™ Business

The online banking service from IBERIABANK allows businesses to access account information anytime, anywhere via the internet.

Access your PlusBanking Business account, click here (Cash Management Account).

Online Banking Bill Pay Service

Online Banking Bill Pay is available to all clients. This optional service allows businesses to pay bills in a secure environment through PlusBanking™ Business. To sign up for this optional service, contact your relationship banker for more information.

Automated Clearing House (ACH)

Allows clients to originate debits and credits for direct deposit of payroll, collection and cash concentration.

Positive Pay

Positive Pay is one of the most effective anti-fraud tools available today for check disbursements.

Direct Deposit

Enables businesses to electronically credit payroll, bonuses and expense reimbursement directly to the employee's depository account.

Wires

Send funds quickly and safely to any destination. Wire transfers provide you with the immediate and secure funds transfer available. Our online banking cash management solution provides the ability to send wires through a secure environment.

Electronic Data Interchange (EDI)

Provides detailed information on incoming and outgoing Automated Clearing House (ACH) transactions. This detailed electronic information is provided to business clients via email on a daily basis, when applicable.

Sweep Services

PlusSweep^SM

A completely automated process allowing business clients to invest excess funds daily in predetermined investments at competitive rates. PlusSweep allows businesses to take advantage of investment opportunities* with otherwise idle funds.

Line+Link^SM

Provides a funding source to an operation account via an automated line draw (commercial lines only).

Controlled Disbursement

Assists corporate clients in determining their daily cash position by reporting the dollar amount of items clearing their account early in the day. Allows the client to plan and manage the most efficient use of their funds.

Zero-Balance Account (ZBA) and Target Balance Account (TBA)

A Zero-Balance Account is a disbursement account which maintains a zero balance at all times. A Target Balance Account maintains a set limit of funds in the account at all times.

Checking Services

Account Analysis

Commercial Checking with Analysis provides is a non-interest relationship checking account designed for companies with complex financial needs.

CD-ROM

Clients receive a CD with imaged checks for fast and easy retrieval.

Remote Deposit

Remote Deposit, the electronic capture of checks enables client to make non-cash deposits from the comfort and convenience of the office. Through the use of a desktop check scanner, computer and web-based software; corporate clients can eliminate geographic dependencies and increase employee productivity.

Lockbox Service Wholesale

Offers commercial clients a direct resource for a bank controlled post office box. The checks received into this post office box are processed by the bank, which allows the client an opportunity to recognize float reduction on these deposits.

• Lockbox OnLine Service- How can IBERIABANK assist you with a lockbox service and online capability? Click here to view our lockbox service.



• Lockbox Online Wholesale Login



• Lockbox Online Retail Login (for previous Orion Bank clients)

Payroll Card

Payroll cards offer both employers and employees significant benefits. For employers, payroll cards significantly reduces the cost of check production and distribution, reduces expenses of lost/fraudulent checks and check reconciliation, and offers turn-key support in program introduction and card issuance. Payroll cards offer unbanked employees a more convenient way to access their money and provides employees with check cashing at VISA ATM locations.

Reconciliation Services

Deposit Reconciliation

Service enables deposits from multiple locations to be credited to a single deposit account.

Partial Reconciliation

The bank provides either an electronic or a paper format listing all checks paid in numerical order which includes serial number, dollar amount and date paid.

Full Reconciliation

An electronic file of checks issued is provided by the client to the bank. The bank matches the checks paid against the file and supplies back to the client a listing of checks paid and those still outstanding.

Merchant Services

Point-of-sale (POS) payment processing allowing your company to accept debit or credit card payments from client. Expand your business with POS payment processing. More >>

Merchant Login

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